Risk management, simply defined, is preventing most claims before they occur and for those that do, managing their ultimate payout. The wisest companies are learning that this is the secret to lowering their insurance costs over time. With in-house risk management professionals, claims managers, and safety professionals, we often achieve better results than our competitors.
Employee Benefits Consulting
As a leading plan broker and trusted agent, we are able to use our knowledge and relationships to aggressively market your benefits programs to secure the most complete coverage and the best overall value. We understand that Employee Benefits are essential for recruiting and retaining talent, but like everything else, this is subject to economic pressures. M.E. Wilson has decades of experience helping astute businesses balance the needs and wants of their employees with fiscal reality.
Our Approach Is Simple
1Collaborate to craft an intelligent plan design.
2Communicate the value of your programs through employee education.
3Maximize technology and streamline processes.
4Assist your HR team to stay in compliance with the myriad of state and federal regulations.
The Four Cs
Predictive modeling of your claim data.
• Data-driven decisions
• Next level analytics
• Insights from Decision Master Warehouse
Compliance & regulatory guidance
• Comprehensive compliance checklist
• Pre-DOL Audit
• Client specific health care reform analysis
• ACA tracking guidance
• HIPAA wellness regulations
• Bi-monthly compliance newsletter
• Compliance seminars/webinars
• Web-based tools like HR 360
• Signature-ready 5500s, 720s
• Wrap documents, SPDs and certificates
• ERISA/Benefits Counsel
• NFP compliance team
Clear & Engaging Communications
• Streamlined enrollment strategies & process
• Customized employee benefits materials
• Benefit administration systems
• One on one enrollments
• Web-based self-service
• Total rewards statements
• Bilingual capabilities
• General plan inquiries for health & other benefits
• Benefit administration
• HR support
• Specialist support for claims issues
• Wellness programming
Protect what you do, as well as what you own. Safeguard your assets with broad worldwide protection and up to $100 million in liability coverage.Learn More
Independent Contractor Auto & General Liability Program
Independent contractors face the same legal obligations and liability exposures as any business. General liability coverage is essential.I.C. Auto & General Liability Application
Auto & Home Group Discount Program
Employees can take advantage of auto and home insurance benefits throughout the year. Access potential savings and convenience through your workplace.M.E. Wilson Auto & Home Discount Program Application
With today’s ever-evolving world of cyber threats – system access extortion, data theft of personal and corporate accounts, state sponsored cyber-terrorism, and social engineering fraud, M.E. Wilson can help assess and tailor the proper coverage and limits through an in-depth audit of your data privacy and cyber security risks.